Tax Savings Scheme: These are the most amazing schemes to save tax, know about them...

The month of March is going on... in such a situation everyone is planning to save income tax. If you are also looking for such a scheme, in which along with saving tax, you will get a return of more than 8 percent. Today we tell you about 5 such government schemes, through which you can save tax for the financial year 2023-24.

If you want to save tax (income tax) along with safe investment, then there are 5 schemes of the Post Office including PPF, Time Deposit, and Sukanya Scheme in which you can invest. Through these schemes, you will be able to save tax and also get returns up to 8.2%.

1. Senior Citizens Savings Scheme
In this scheme, investors are getting the benefit of interest up to 8.2%. In this, you can invest a maximum of up to Rs 30 lakh. You can open an account after 60 years of age or more.

2. Sukanya Samriddhi Yojana
In this government scheme, investors are getting the benefit of interest at the rate of 8.2%. After the birth of the child, you can open this account till the age of 10 years. In this, you can invest a maximum of up to Rs 1.5 lakh.

3. Public Provident Fund
Investors in PPF are getting the benefit of interest at the rate of 7.1%. You can invest a maximum of up to Rs 1.5 lakh in this scheme. You can open this account for up to 15 years.

4. National Savings Certificate
In this scheme, the interest rate is available at the rate of 7.7%. You can invest any amount in NSC. There is no maximum limit on investment in this.

5. Time Deposit Scheme
In the time deposit scheme, the interest rate is available from 6.9 to 7.5%. Investors in these schemes get the benefit of tax exemption under 80C. There is no limit on maximum investment in this government scheme.

According to the election affidavit of PM Narendra Modi, he has invested in LIC schemes. He has taken two policies of LIC (LIC of India). LIC was started in the year 2010 its single premium is Rs 49,665. The second LIC policy is of the year 2013. Whose single premium is Rs 1,40,682. This means that he is investing a total of Rs 1,90,347. Everyone knows that tax saving can be done through LIC. Many people in the country invest in LIC and get the double benefit of saving tax along with securing their future.

Investing in National Savings Certificate
Investing in Government Small Saving Scheme National Saving Certificate is also very beneficial. In this, you can save tax up to Rs 1.5 lakh every year. The Prime Minister of the country has invested in this scheme with a lock-in period of five years. Since Narendra Modi became the Prime Minister in 2014 and till 2019, he has invested in NAC 23 times. Whose total value according to the election affidavit of the year 2019 is Rs 7,61,466. In this scheme, investors get a return of 7 percent. In this scheme, you can invest a minimum of Rs 1000 and there is no limit on maximum investment.

Investing in Tax Saving Bonds
According to the election affidavit of PM Narendra Modi (PM Modi news Hindi), he has invested in a tax-saving bond. The value of this investment made in the year 2012 is Rs 20 thousand. By the way, in March 2023, he had not invested in any bond or in any mutual fund. Well, here we are taking the affidavit of the year 2019 as the basis only. There are many people in the country who invest in tax-saving bonds.

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