SBI Basic Savings Bank Deposit Account: This SBI account is like the Jan Dhan Account, you get amazing benefits with zero balance..

To ensure that every person in the country has a bank account, the Government of India started the PM Jan Dhan Yojana. PM Jan Dhan Yojana has completed 10 years. Under this scheme, people can easily open a zero-balance account.

Under the PM Jan Dhan Yojana, many other facilities are available along with zero balance in the open bank account i.e. Jan Dhan Account.

SBI Account is also like the Jan Dhan Account. In this account also, the customer gets the facility of zero balance like Jan Dhan Account. We will tell you about SBI's zero balance account.

SBI Account like Jan Dhan Account
A zero balance facility is available in this account of SBI. This account of SBI is also called Basic Savings Bank Deposit Account (BSBDA).

Any person can easily get this account. To open the account, the customer has to fulfill the conditions of KYC. To fulfill the conditions of KYC, you must have a PAN Card and an Aadhaar Card.

This account also provides the facility of a Joint Savings Account. For example, both husband and wife can open this joint account. You must have all the necessary documents to open the account.

Benefits of SBI Zero Balance Account
In this, you do not need to maintain a minimum balance in the account. Even if there is less balance, then there is no penalty.

You can keep the maximum amount in the account. There is no limit on the maximum balance in the bank.

In this account, the account holder gets the facility of a passbook, basic Rupee ATM-cum-debit card, and mobile and internet banking. Please note that a free checkbook is not available in this.

Like a normal bank account, you can withdraw money from this with the help of an Aadhaar card. Apart from this, there is also a facility to make payments through UPI.

If the account holder closes the account, he will not have to pay any charge. This means that there is no need to pay account closing fees.

Keep these things in mind
You can open a zero-balance account only if you do not have another savings account. If you already have a savings account, but you want to open a zero balance account, then you will have to close the savings account within 30 days.

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