Property Documents: These 5 documents are most important while buying property, check these first..

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The property market in the country is once again gaining momentum and people are showing enthusiasm for purchasing flats, plots, and commercial properties. Builders and realty developers are also happy with the good pace of purchase and sale of property again. However, while buying property, you should be aware of some basic things and be cautious otherwise there is a fear of fraud.


Here we will tell you which documents you should check before purchasing any property and only then purchase the property. Here we will tell you which documents you should check beforehand while purchasing a property.

Title deeds

Before buying any property, get information about its title deed beforehand and check its documents. You can get it certified by a lawyer. Mainly, the title deed shows that the property you are going to buy is not stuck in any legal trouble. There is no problem with its transfer, divide, etc. You should proceed with the purchase of the property only after seeing this title deed.

Are the loan papers clear or not?

Before buying a property, you should check the papers to ensure that there is no loan of any kind on your property. Its owner does not have any debt as a liability on this property. It is very important to check it and without checking it you should think about purchasing the property.

  Layout Papers

You should be careful about the layout papers of the property and get all the information about its map, whether the open area map is nearby or not. You should be assured beforehand that there will be no property dispute of any kind later.

NOC or No Objection Certificate

Before purchasing any property, it is very important to obtain its No Objection Certificate. If you are buying a flat then you should have information about its society and the NOC of the tower.

Commencement certificate

This is known as a Construction Clearance Certificate and get it before purchasing a flat or under-construction property otherwise it may lead to problems later.

Property ownership check

Before buying, it is important to research about the ownership of the property. A title deed is one of the most important documents that should be verified before purchasing a house or anything else that helps indicate the actual ownership. It also states the rights and obligations of the owner and the rights of a mortgagee, if required by the owner to verify that there are no issues concerning ownership transfer, partition, conversion, mutation, etc. It is also essential to verify that the land on which the property is built has been purchased legally and that it has been constructed in compliance with the permissions provided.

Verification of Encumbrance Certificate: Seek help from a legal professional

Property is a tangible asset, and over the years it bears certain taxes by the local municipal corporation. Thus it is necessary to verify that he has no outstanding dues for which a buyer should check the encumbrance certificate. An encumbrance certificate proves that there is no monetary or legal liability on your property. This can be obtained from the office of the sub-registrar where the property has been registered. This is an important aspect to check as it can go back as far as 30 years.


  Commencement Certificate

It is also known as a construction clearance certificate. This document is mandatory when you are purchasing an under-construction property from a developer. It could be a builder's flat, land, or house. It said that the construction started only after getting the necessary approvals, licenses, and permissions from the local authorities.

  Layout or building plan

Layout plans should be approved by the appropriate planning authorities. Home buyers need to be cautious as there have been cases where developers have deviated from the approved layout by adding extra floors or reducing open areas. This is an important aspect that should be cross-checked before finalizing the property purchase.

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