PM Suraksha Bima Yojana: Insurance up to Rs 2 lakh is available at the price of Rs 2 in PM Suraksha Bima Yojana, know how to apply...
Today life insurance is very important. There is a continuous increase in the population of the country. In such a situation, the government brings many types of schemes for the poor class. This scheme is started to provide them with financial help. PM Suraksha Bima Yojana was launched by the Government of India.
The objective of starting this scheme was to provide financial assistance to the head of a family if an accident occurs.
In this scheme one has to invest Rs 20 annually and Rs 2 every month. With such a low investment, they get life insurance up to Rs 2 lakh. This scheme was started in the year 2016.
Who gets the benefit of PM Suraksha Bima Yojana?
People between 18 to 70 years old can avail the benefits of this scheme.
In this scheme, the investment amount is automatically deducted from the linked bank account.
In case of accident, death, or disability of the insured, insurance of up to Rs 2 lakh is available.
An amount of Rs 1 lakh is given by the government in case the insurance holder becomes disabled in an accident.
Whereas, after the death of the insured, the nominee gets the entire insurance amount.
How to apply
To avail the benefits of this scheme, application can be made in both online and offline mode.
For an online application, one has to go to https://www.jansuraksha.gov.in/.
Here you have to fill out the application form.
Before submitting the form, you have to attach the documents with it.
For offline applications, you can contact your nearest bank branch.
These documents are necessary
Voter ID, Ration Card, or any ID proof
bank account details
Birth Certificate for Age Proof
passport size photo
Scheme Terms and Conditions
To apply for the scheme, the applicant must have an active savings account. If the account becomes inactive then the policy will lapse.
After 1 year this scheme has to be reinvested.
For auto debit of a policy premium, the applicant will have to sign the agreement letter.
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