Online Account: How to open MIS, SCSS and MSCC accounts online, know the step-by-step process here..

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To encourage citizens to save regularly, the government is running a Small Saving Scheme.

Recently, the government released the list of interest rates for small savings schemes like the Monthly Income Scheme (MIS) account, Senior Citizen Saving Scheme (SCSS) account and Mahila Samman Saving Certificate (MSSC) account for the December quarter. Today we are going to tell you how to open MIS, SCSS, and MSCC accounts online.


Issuing a circular, the Postal Department said that customers of MIS, SCSS, and MSCC schemes can now open accounts online.

Customers can now open accounts for these schemes by visiting the Internet Banking facility of the Postal Department.

What is a step-by-step process?
     Let us tell you that the process of opening accounts for MIS, SCSS, and MSCC schemes is the same:
     First of all, you have to go to the Internet banking website of the postal department.
     After this, you will have to click on the ‘General Service’ tab.
     After this, you will have to click on the ‘Service Request’ tab.
     After this, you select 'New Request' and click on 'OK'.
     Then click on the option whose account you want to open. Like 'MIS Account MSSC Account or SCSS Account.

     Then enter the deposit amount (the amount should be determined as per the scheme rules).
     After this select the debit account (linked PO savings account).
     Then enter 'Transaction Comments' if required.
     Then select the check box to agree to the terms and conditions
     Then click on 'Submit Online'.

     Enter 'Comment' if additional details are required.
     Then set ‘Transaction Password’
     Finally, click on 'Submit' (The account will be opened once all conditions are met). After this you can download and view the deposit receipt.

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