NPS Tips: If you want to activate a frozen NPS account, follow these steps...


National Savings Certificate: NPS Market Linked is a government scheme, which has been started to secure old age. There are two types of accounts in this, Tier 1 and Tier 2. Tier 1 is a pension account and Tier 2 is a voluntary savings account. Any person can open a Tier 1 account but a Tier-2 account can be opened only if you have a Tier-1 account. NPS Tier 1 account matures at the age of 60 years of the employee and you can extend it till the age of 70 years. You can take 60 percent of the total amount invested in NPS in a lump sum after turning 60, while 40 percent is used as an annuity.


Pension is given from the annuity amount only. In this way, through the NPS scheme, you can arrange for a good lump sum amount and pension in old age. It is considered a very good scheme from an investment point of view. Any citizen of India whose age is between 18 to 70 years can invest in it. But if you started investing in this scheme but could not continue it for a long time and your account got frozen due to this. What will you do now? Know here how to reactivate a frozen account.

First, understand when the account gets frozen

While opening a Tier 1 account for NPS membership, you have to invest Rs 500 in Tier 1 and Rs 1000 in Tier 2. After this, it is necessary to make a minimum contribution in both accounts every financial year. There is no limit on maximum contribution. If you do not deposit the minimum prescribed amount in any year, your NPS account may be frozen or deactivated.

How to activate a freeze account

To reactivate a frozen account, you have to fill out the UOS-S10-A form. You get this form from the post office. Or you can take this form from where your NPS is running.

- You can also download the form online. For this, you will have to click on a link. The link is-


- A copy of the subscriber's PRAN card also has to be attached to the form. Besides, the subscriber has to deposit the outstanding amount of annual contribution in the account and also has to pay a penalty of Rs 100.

- After applying, your account is verified by the office officials. After this your application is processed and PRAN is activated.

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