NPS Account Tips: If you open an NPS account in the name of your wife, you will get a pension of ₹44,793 every month...


In the future, if your wife does not have to depend on anyone for money, then you can arrange for regular income for her. You can open a New Pension System (National Pension Scheme) account in the name of your wife. The NPS account will give a lump sum amount to your wife at the age of 60. Apart from this, you will get the benefit of a pension every month. This will be the regular income of your wife. The biggest benefit of an NPS account is that you can decide for yourself how much pension you want every month (NPS Account Benefits). Your wife will not face any shortage of money at the age of 60.


You can open a New Pension System (National Pension Scheme) account in the name of your wife. You get the option of depositing money every month or annually at your convenience. You can open an NPS account in the name of your wife with even Rs 1,000. The NPS account matures at the age of 60. Under the new rules, if you want (NPS Account application), you can keep running the NPS account till your wife turns 65.

This is how a fund of ₹1.14 crore will be created
Understand this with an example- Your wife is 30 years old and you invest 5000 rupees every month in her NPS account. If she gets a 10 percent return on investment (NPS Account Interest Rate) annually, then at the age of 60, there will be a total of 1.12 crore rupees in her account. She will get about 45 lakh rupees out of this. Apart from this, she will start getting a pension of around 45,000 rupees every month (NPS account return). She will keep getting this pension for life.

How much pension amount will be received?
Age- 30 years

Total period of investment- 30 years

Monthly contribution- 5,000 rupees

Estimated return on investment- 10 percent (NPS account pension)

Total pension fund- 1,11,98,471 rupees can be withdrawn on maturity.

The amount to buy an annuity plan is Rs 44,79,388.


Rs 67,19,083 Estimated annuity rate 8% Monthly pension - Rs 44,793 Managers do account management NPS is the social security scheme of the central government. The money you invest in this scheme is managed by professional fund managers. The central government gives this responsibility to these professional fund managers. In such a situation, your investment in NPS (NPS investment tips) is completely safe. However, the return on the money you invest under this scheme is not guaranteed. According to financial planners, NPS has given an average return of 10 to 11 percent annually since its inception.

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