KVP Update: Kisan Vikas Patra gives more interest than FD, you get these benefits along with high interest..

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Along with earning, investment is also very important. There are many options in the market for investment. If we want, we invest in schemes with or without risk. Whenever it comes to risk-free investment options, our first attention goes to FD (Fixed Deposit).


FD gives guaranteed returns. But, do you know that there is also a scheme in the market in which you get more interest than FD and other facilities are also available? Yes, we are talking about the Kisan Vikas Patra (KVP) scheme. This scheme gives 7.5 percent interest.

You get more interest than these FDs (Kisan Vikas Patra vs Fixed Deposit)

Kisan Vikas Patra gives more interest than the FDs of many banks. Let us know about the FD interest rate of the main bank.

Kisan Vikas Patra (KVP) 7.50%

Axis FD 7.10%

State Bank of India FD 7.00%

HDFC Bank FD 7.00%

Bank of India FD 7.00%

Bank of India FD 6.75%

Union Bank FD 6.50%

These facilities are available in Kisan Vikas Patra

Kisan Vikas Patra (KVP) is a Post Office Scheme. In this scheme, you can get your certificate transferred in the name of another person. Apart from this, it can also be transferred from one post office to another.


The minimum age for investment in Kisan Vikas Patra is 18 years. Apart from a single account, investments can also be made in a joint account in this scheme. Let us tell you that if a minor's account is opened, then the parents are responsible for its care.

The benefit of getting the facility of a joint account is that two people can invest in it together. In such a situation, there is no burden of investing in one person.

The lock-in period of Kisan Vikas Patra is 2.5 years (30 months). The investor cannot withdraw money from the account till the lock-in period.

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