How much insurance do you get if your car gets washed away in the rain?

Car Insurance: After heavy rains, a lot of water has accumulated. Due to which the cars parked on the roads are seen floating in the water. In such a situation, a question comes to the mind of the people whether insurance is available if the car gets washed away.

Car Insurance: Monsoon has arrived. You are getting to see a lot of rain in many states of India. In some places, the condition of rain is such that a lot of water has accumulated on the roads. So in many places, it has rained so much that a flood-like situation has also been created there. You must have often seen that when it rains a lot and there is a lot of water, then the cars start floating. Many such videos have been seen on social media.

After heavy rains, a lot of water has accumulated and due to which the cars parked on the roads are seen floating in the water. In such a situation, a question comes to the mind of the people whether insurance is available if the car gets washed away. So let us tell you what is the provision of insurance in such a situation.

Insurance is available if the car gets washed away
There are three types of car insurance. Which includes third party insurance, own damage insurance and comprehensive insurance. Generally people get third party insurance for the car. But in case of damage to the car due to natural disasters including floods, theft etc., you get the benefit only when you have taken a comprehensive insurance policy. In this, if your car gets damaged due to bad weather, then you are given insurance cover to replace it. That is why when you take car insurance, first of all check whether you will get cover for damage to the car due to natural disasters like rain or not. If you take a comprehensive insurance policy, then whether it is an accident or any natural disaster, you are saved from financial loss.

Keep these things in mind while taking insurance

You should take insurance according to your city. If you live in a place where there is a risk of natural disasters like flood, rain or landslide, then you should go for a comprehensive insurance policy. Along with this, you should also take add-on insurance like standard comprehensive policy, zero depreciation and engine protection cover.

Because if your engine gets damaged due to rain or any other reason, then you may face a lot of trouble because it costs a lot of money. That is why you can get engine protection insurance added on separately.