HDFC Bank Vs ICICI Bank FD Rates: Where is HDFC or ICICI Bank getting higher interest rates in fixed deposits, see the complete list here..

HDFC Bank Vs ICICI Bank: The interest rates on loans and savings schemes available from the bank depending on the repo rate. While announcing the monetary policy in the month of December, the Reserve Bank of India did not make any change in the repo rate for the fifth consecutive time. Although the Central Bank has not changed the interest rates, banks are changing the interest rates of Fixed Deposits (FD) to attract customers. If you are also planning to get FD in the bank, then we are comparing the FD rates of two major banks HDFC and ICICI.

HDFC Bank Vs ICICI Bank FD Rates
HDFC Bank and ICICI Bank have revised FD interest rates earlier this month. HDFC Bank is offering a 7.75 percent interest rate to its customers on FD of different tenures and ICICI Bank is offering a 7.65 percent interest rate.

Interest rate on FD less than Rs 2 crore in HDFC Bank
     7 days to 14 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
     15 days to 29 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
     30 days to 45 days: Regular customer – 3.50 percent; Senior Citizen – 4.00 percent
     46 days to 60 days: Regular customer – 4.50 percent; Senior Citizen – 5.00 percent
     61 days to 89 days: Regular customer – 4.50 percent; Senior Citizen – 5.00 percent
     90 days to 6 months: Regular customers – 4.50 percent; Senior Citizen – 5.00 percent
     6 Months One Day to 9 Months: Regular Customers – 5.75 percent; Senior citizens – 6.25 percent
     9 Months 1 Day to 1 Year: Regular Customer – 6.00 percent; Senior Citizen – 6.50 percent
     Less than 1 year 15 months: Regular customer – 6.60 percent; Senior Citizen – 7.10 percent
     15 months to 18 months: Regular customer – 7.10 percent; Senior Citizen – 7.50 percent
     18 Months 1 Day to 21 Months: Regular Customer – 7.00 percent; Senior Citizen – 7.50 percent
     21 months to 2 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
     2 years 1 day to 2 years 11 months: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
     2 years 11 months to 35 months: Regular customer – 7.15 percent; Senior Citizen – 7.65 percent
     2 Years 11 Months 1 Day to 3 Years: Regular Customer – 7.00 percent; Senior Citizen – 7.50 percent
     3 years 1 day to 4 years 7 months: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
     4 years 7 months to 55 months: Regular customer – 7.20 percent; Senior Citizen – 7.70 percent
     4 years 7 months 1 day to 5 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
     5 years 1 day to 10 years: Regular customer – 7.00 percent; Senior Citizen – 7.75 percent

Interest rate on FD less than Rs 2 crore in ICICI Bank
     7 days to 14 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
     15 days to 29 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
     30 days to 45 days: Regular customer – 3.50 percent; Senior Citizen – 4.00 percent
     46 days to 60 days: Regular customer – 4.25 percent; Senior Citizen – 4.75 percent
     61 days to 90 days: Regular customer – 4.50 percent; Senior Citizen – 5.00 percent
     91 days to 120 days: Regular customers – 4.75 percent; Senior Citizen – 5.25 percent
     121 days to 150 days: Regular customer – 4.75 percent; Senior Citizen – 5.25 percent
     151 days to 184 days: Regular customers – 4.75 percent; Senior Citizen – 5.25 percent
     185 days to 210 days: Regular customers – 5.75 percent; Senior citizens – 6.25 percent
     211 days to 270 days: Regular customers – 5.75 percent; Senior citizens – 6.25 percent
     271 days to 289 days: Regular customers – 6.00 percent; Senior Citizen – 6.50 percent
     290 days to 1 year: Regular customer – 6.00 percent; Senior Citizen – 6.50 percent

     1 year 389 days: Regular customer – 6.70 percent; Senior Citizen – 7.20 percent
     390 days to 15 months: Regular customer – 6.70 percent; Senior Citizen – 7.20 percent
     15 months to 18 months: Regular customer – 7.10 percent; Senior Citizen – 7.65 percent
     18 months to 2 years: Regular customer – 7.10 percent; Senior Citizen – 7.65 percent
     2 years 1 day to 3 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
     3 years 1 day to 5 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
     5 years 1 day to 10 years: Regular customer – 6.90 percent; Senior Citizen – 7.50 percent