FD Best Return Technique: After this one formula, FD will also become a scheme giving bumper returns, apply quickly..

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At present, FD (Fixed Deposit) remains a reliable means of investment for the people. Everyone, from young to old, considers it appropriate to invest in FD. If you like investments with safe and guaranteed returns, then fixed deposits will be included in your portfolio. However, the returns on fixed deposits (FD) are not like mutual funds. Therefore, people often feel that big money cannot be added to FD.

But if you also think the same then now change your thinking because we will tell you such a formula which if you apply then you can easily do wealth creation from FD. Know its method-


FD Laddering Technique will be useful in bumper returns

Today in this news we are talking about FD Laddering Technique. This is a technique through which you can create considerable wealth in 10 to 15 years. In the FD laddering technique, the entire amount is not fixed at once, rather it is invested by making several FDs of different tenures.

You can apply like this

How this bumper return technique (FD Laddering Technique) works, you can understand it with an example. Suppose you have Rs 5 lakh and you have an FD of Rs 5 lakh. For example, you have Rs 5 lakh. In such a situation, instead of making an FD of Rs 5 lakh, make 5 FDs of Rs 1 lakh each and fix it for 1, 2, 3, 4, and 5 years.

Big money will be made in this way

If you invest through Laddering Technique then your FD matures every year. Suppose you fixed money for 1, 2, 3, 4, and 5 years. In this situation, you have 5 FDs. The first FD will mature in 1 year. Whatever interest you have on this FD, you should get the entire amount including that interest fixed again for the next 5 years. Your second FD will mature in the second year. In this way, your FD will mature one by one every year.

Do this work after FD matures

Now after the FD matures, you have to re-fix each FD one by one for the next 5 years. In this way, you will get the FD fixed every year with an increased amount including interest on the FD and then you will get better interest on that entire amount in 5 years. In this way, you can earn a lot of profit through this.


Elderly people can arrange income with this technique

Let us tell you that elderly and retired people can also arrange income through Laddering Technique. For this, they can invest their retirement fund in many FDs through laddering. On maturity, they can use its interest for their needs and invest in FD again. With this, they will have adequate liquidity available, and their deposited amount will also remain completely safe.

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