ATM Tips: If cash does not come out from ..ATM and money is deducted from the account... then this is how you will get it back..

Of course, the trend of digital payment has increased rapidly, but now when cash transactions are required for all the work, people do transactions from ATMs. Although ATMs are very convenient, sometimes it also puts you in trouble.

Many times cash does not come out while withdrawing money from ATM, but your money gets deducted from the account. If something like this ever happens to you, then there is no need to worry. Try some of the methods mentioned here, with this, your deducted amount will be returned in a few days.

RBI has made this rule-
Even after entering all the details correctly in the ATM, if your cash does not come out and the balance gets deducted from the account, then it may be due to some technical fault in the ATM. Many times the cash gets stuck in the ATM due to which it is not available to the customer but gets deducted from the bank.

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To return this money, the Reserve Bank of India has fixed a time limit of 5 days + the transaction day for the bank. According to the rules, all the banks will have to return the deducted money to the customer's account within the stipulated period. If this does not happen, then if this does not happen, the bank will pay a fine of Rs 100 per day to the customer.

You have to do?
According to the rules of the Reserve Bank, if this happens to you, then first of all you go to the nearest branch of your bank and tell them about it. If you want, you can also inform the bank about this by calling customer care. After this your complaint will be registered and the bank will investigate the matter.

- If your complaint is found to be correct, then the money is returned to your account within 5 to 6 days. But in the meanwhile, you should keep your ATM slip and the message received on your mobile safely. It can be used as proof of ATM transactions.

- If the money is not returned to your account for 30 days after complaining to the bank, then you can complain about this matter to the senior officer of the Grievance Redressal Department.
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