RuPay Credit Card on UPI: UPI QR code at a neighborhood shop, pay with credit card like this...


Unified Payment Interface i.e. UPI (Unified Payments Interface) has emerged as the most used digital payment mode in recent years. A facility like UPI gives you the facility of easy money transfer sitting at home. For this, you only need UPI-supporting apps like Paytm, PhonePe, Bhim, GooglePay, etc., and a link bank account. Do you know that now through UPI you can pay not only from a bank account but also from a credit card?


Recently, RuPay Credit Card on UPI facility has been started in the country. Now you will be able to pay with a Rupay credit card by scanning the UPI QR code at the neighborhood shop. After the launch of this facility, users of RuPay Credit Card will be able to pay easily without swiping or tapping the card in POS machines. However, through Rupay Credit Card, you can make payments only to the Merchant UPI QR code. Can't make P2P payments.

Rupay credit of 4 banks has also gone live on the BHIM app
Rupay credit of 4 banks has gone live on the BHIM App app operated by NPCI and PayZapp App operated by HDFC Bank. Rupay credit card holders of Punjab National Bank, Union Bank of India, Indian Bank, and HDFC Bank can link their cards to the BHIM app. In the future, you will be able to link your RuPay Credit Card with other UPI apps as well.

How to Link Rupay Credit Card with BHIM App
>> First open the Bhima app.

>> After this click on the linked bank account.

>> Now on clicking on +, 2 options appear in Add Account – Bank Account and Credit Card.

>> After clicking on Credit Card, on clicking on the related card, the details of the credit card linked to your mobile number will come.

>> Now enter the last 6 digits and the validity of the credit card.

>> After this enter the OTP received on the mobile.


>> Create UPI PIN. In this way, the process of registration will be completed.

>> Now scan the merchant UPI QR code and select RuPay Credit Card and complete the payment by entering the UPI PIN.

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